About
“Financial Security. For Life.” This is the mission statement of the Lange Financial Group. And with the 2nd edition of Retire Secure!, nationally recognized IRA Expert and Bestselling Author James Lange brings forth a true road map for that mission.
New for 2009…the 2nd Edition of Retire Secure! offers proven strategies for 401(k)s, IRAs, Roth IRA conversions, saving and spending your retirement funds – and how to do more for your heirs! This book has everything to help you plan for retirement ─and put off the taxman for as long as possible.
In Retire Secure!, James Lange offers a set of time-tested, tax-savvy financial recommendations that cost nothing and can result in significantly increasing your savings over a lifetime. This advice works for everyone, not just the super-rich. Even for retirees, making the right decisions about which funds to spend first at age 65 can mean the difference between enjoying a comfortable retirement and having to go back to work.
The First Edition of Retire Secure! SOLD OUT. If you’ve already bought the 2nd Edition – read it, and if you haven’t, order it now!
New for 2009:
More in-depth Roth IRA conversion information, including a complete review of the new law that goes into effect in 2010 that changes everything!
How you can best prepare for the coming tax law changes in 2010.
Complete coverage of new laws relating to 401(k)s and other retirement plans.
The new Roth 401(k) and Roth 403(b) rules.
A completely updated – and powerful - chapter on charitable giving.
Why second-to-die life (or survivorship) life insurance may hold the key to financial control for your spouse and your heirs.
Plus:
Discover how, when it comes to saving for retirement, living by the "don’t pay taxes now,pay taxes later" philosophy can be worth large amounts of additional funds to you over a lifetime.
Learn which retirement accounts should be funded first and which last. Choosing wisely among employer matching, Roth accounts, IRAs, and 401(k)s can be powerfully effective.
What should you do if you get an inheritance? Don’t run out and buy a new car! Learn how you can reap the long-term benefits of compounding interest and delayed taxes.
When you retire, know your options ─ hasty or impulsive decisions can have lasting negative consequences. Make smart, tax savvy choices at retirement and keep making the right moves over time.
Learn about the minimum distribution rules and how to use them to maintain the largest balance possible in your IRA.
Find out if you are allowed to invest more money in your retirement plan than you realize. This could save you $1000’s a year.
Discover how you can slash taxes on your IRA withdrawals.
Spending retirement assets in the correct order is critical for long-term security. Knowing which funds to spend first is as important as knowing which funds to invest in.
A complete overview of Lange’s Cascading Beneficiary Plan™ - featured in Newsweek, The Wall Street Journal, Kiplinger’s, Financial Planning, and The Tax Adviser (AICPA) - and why it just might offer the perfect estate planning solution for you and your family.
Learn about the pitfalls of the higher Applicable Exclusion Amount, and how your spouse can keep control if you die.
Avoid the landmine mistake in filling out your beneficiary designation.
Avoid trust disasters and learn how you can use them safely and appropriately to ensure your family receives the maximum benefits from all your work.
See the dramatic impact of giving gifts to children and grandchildren while you are still alive, instead of saving it all until you die.
And much, much more!